This document serves as our Terms of Service, outlining both our privacy policy and disclaimer. Your use of this website indicates your acceptance of these terms.
Disclaimer:
The authors of Critical Financial are not professional financial advisors or investment dealers. The Critical Financial website does not provide professional or financial advice and is intended solely for informational purposes. Any reliance you place on the information provided is at your own risk. Critical Financial does not accept responsibility for any investment decisions made by users. It is advisable to consult with a professional financial advisor before making any investment decisions. Exercise prudence and diligence, conduct your own research, and invest only in areas you understand.
Additionally, this website features third-party advertisements. Critical Financial neither endorses nor guarantees these services, therefore assuming no responsibility for their accuracy or legitimacy. In no event shall Critical Financial be liable for any loss or damage, including indirect or consequential loss or damage, arising from third-party advertising, content provided, or suggestions made on individual securities, or from any loss of profits resulting from the use of this website.
Your Privacy:
This privacy policy has been formulated to address concerns regarding the use of Personally Identifiable Information (PII) online. PII, as defined by US privacy law and information security, refers to data that can identify, contact, or locate an individual, either on its own or in conjunction with other information. Please read this privacy policy carefully to understand how we collect, use, protect, or otherwise handle your Personally Identifiable Information in accordance with our website.
What personal information do we collect?
We may collect your name, email address, or other details when you visit our blog, website, or app and engage in activities such as registration, newsletter subscription, survey response, form submission, or other interactions with our site.
When do we collect information?
We collect information when you register on our site, subscribe to our newsletter, participate in surveys, fill out forms, or engage with our site in various other ways.
How do we use your information?
We may use the information we collect to personalize your experience, improve our website, respond to customer service requests, administer contests or promotions, send emails regarding orders or other products and services, and for other purposes outlined in our privacy policy.
How do we protect your information?
We prioritize the security of your personal information. Your data is stored behind secured networks and is accessible only by a limited number of individuals with special access rights. We employ encryption technology to safeguard sensitive/credit information and implement various security measures to maintain the confidentiality of your data.
Do we use cookies?
Yes, we use cookies to enhance your browsing experience and gather information about site traffic and interactions to improve our services. You can choose to accept or decline cookies through your browser settings.
Third-party disclosure:
We do not sell, trade, or transfer your Personally Identifiable Information to outside parties unless we provide advance notice. However, non-personally identifiable visitor information may be shared with third parties for marketing, advertising, or other purposes.
Third-party links:
Occasionally, we may include third-party products or services on our website. These sites have separate and independent privacy policies, and we do not assume responsibility for their content or activities.
Google:
We use Google AdSense Advertising and other Google services, which may involve the use of cookies for advertising purposes. Users can opt out of personalized advertising by visiting Google’s Ad Settings page or using third-party opt-out mechanisms.
California Online Privacy Protection Act (CalOPPA):
We comply with CalOPPA requirements and provide a conspicuous privacy policy that details the information collected and its use. Users can visit our site anonymously, and any changes to our privacy policy will be notified to users.
Your rights:
You can update your personal information by emailing us, logging into your account, or contacting us through support channels. We honor Do Not Track signals and allow third-party behavioral tracking.
Children’s Online Privacy Protection Act (COPPA):
We do not market to children under the age of 13 and comply with COPPA regulations regarding the collection of personal information from minors.
Fair Information Practices:
We adhere to Fair Information Practices principles and will notify users within 7 business days in the event of a data breach. Users have the right to pursue legal action against data collectors and processors who fail to comply with privacy laws.
Changes to this Statement:
We reserve the right to modify the contents of this statement at our discretion. If you have any questions or concerns regarding this Disclaimer or Privacy Policy, please contact us.